Drivacare Resource


A Product Disclosure Statement (PDS) tells you what you are and are not covered for under a specific policy.

It highlights things such as insured events, claim limits, definitions*, exclusions, benefits and information on how the claims process works. It forms part of the issuing documents when you purchase a policy and should be read in conjunction with your policy schedule.

The PDS available for download on the link below is current at the time of your visit. We will update the PDS available on our website as changes are made, so please consult the most recent PDS on our website and not an old copy.

BAC Insurance Brokers Pty Ltd ABN 92 003 043 294 is providing the Drivacare Group Personal Accident and Sickness Insurance PDS an agent for Toll Holdings.
Chubb Insurance Australia Limited (ABN 23 001 642 020, AFS Licence No. 239687) (Chubb) is the insurer/issuer of this product.

When making decisions about this insurance policy you should consider the applicable Product Disclosure Statement.

* Definition:
Covered Person means a person that meets the criteria specified for a Covered Person in the Schedule and with respect to whom Premium has been paid or agreed to be paid by the Policyholder. They are a person that is legally entitled to claim under the Policy by reason of the operation of Section 48 of the Insurance Contracts Act and on no other basis. A Covered Person is not a contracting insured under the Policy with Us. Our (Chubb) agreement is entered into with the Policyholder.

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